Flexible financing options so the ring you want isn't limited by when you have it. Affirm, Klarna, and direct wire transfer, all available through a private consultation.
Payment Estimator
Enter a ring budget to see estimated monthly payments.
$
estimated / month for months
at 0% APR with approved financing
Estimates are approximate and subject to lender approval. Actual payment amounts depend on your approved APR, creditworthiness, and chosen repayment plan. Contact Dave for exact financing details.
Payment Methods
All payment arrangements are handled privately through your consultation. There are no public checkout forms. Dave walks you through the process personally.
Affirm
Pay Over 3 to 36 Months
Affirm offers monthly payment plans with transparent, fixed rates. No hidden fees, no compound interest, and no surprises. You see the full cost before you commit.
✓3 to 36 month terms available
✓0% APR promotional financing on eligible purchases
✓No impact on credit score to check your rate
✓Instant approval decision. Start your ring the same day.
✓Payments auto-withdrawn monthly. Nothing to remember.
Affirm financing is arranged as part of your private consultation. Dave will walk you through the application. It takes about 5 minutes and you'll have an answer immediately.
Klarna
Pay in 4, Pay Later, or Finance
Klarna gives you three ways to structure your payment: split into 4 interest-free installments, defer for 30 days, or choose monthly financing for larger budgets.
✓Pay in 4: split into 4 payments every 2 weeks, 0% interest
✓Pay Later: defer payment up to 30 days
✓Monthly financing: 6 to 24 months for larger purchases
✓Soft credit check only. No impact for initial approval.
✓Available for US customers on eligible purchases
Klarna is arranged as part of your private consultation. Dave will guide you through the options and help select the plan that fits your budget and timeline.
Wire Transfer
Direct Payment: Preferred for Custom Designs
Wire transfer is the preferred method for custom engagement rings and larger designs. It's direct, secure, and eliminates processing fees on either side.
✓No processing fees on either side
✓Deposit held until your piece is complete and approved
✓Structured as deposit + balance: typically 50% to begin, 50% on delivery
✓Domestic and international wires accepted
✓Wire details provided securely after consultation. Never sent by email only.
Wire transfer details are provided personally. Dave will confirm the details verbally or in a video call before any transfer is initiated. We never send wire information only by email.
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Private Consultation
All payment details are handled one-on-one with Dave. Never through an automated checkout.
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IGI-Certified Stones
Every diamond comes with independent grading certification. You know exactly what you're financing.
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Personal Delivery
Your ring is delivered in person by Dave, not shipped in a box. You see it, try it on, and approve it before the transaction closes.
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Free Lifetime Resize
Every ring includes a free lifetime resize. If the fit changes, we make it right at no charge.
Frequently Asked Questions
Yes. Financing is available for custom designs as well as stones from our catalog. The process is the same: we discuss the design, agree on the total, and Dave walks you through the financing application before work begins. Your deposit is typically collected at the start; the balance on delivery.
Affirm and Klarna use their own approval criteria beyond a simple credit score threshold. Both perform a soft credit check that doesn't affect your score. Most buyers with a credit score above 580 will find options available to them, though 0% APR terms typically require a stronger credit profile. The only way to know your specific terms is to apply. It takes minutes and there is no cost to check.
Affirm and Klarna both have minimums (typically $50 to $200 depending on the plan). For our clients, most purchases exceed these thresholds easily. There's no maximum set by us. Lender maximums vary by applicant. Wire transfer has no minimum or maximum.
Because every ring is built to order, exchanges rather than returns are standard. If something is not right with the size, stone, or setting, we address it. Dave will discuss the specifics of your piece during the consultation so there are no surprises. In the case of a financing arrangement, any adjustments are handled in coordination with the lender.
Yes, in some cases this is possible. For example, financing a portion of the purchase while paying a deposit by wire. The specifics depend on the lender's terms. Dave can help structure a payment arrangement that makes sense for your situation.
Shop Pay Installments is available on purchases made directly through our Shopify checkout. It splits your payment into 4 interest-free biweekly installments or monthly installments over 3 to 12 months, depending on the order total. For purchases arranged through private consultation and invoiced directly, Affirm or Klarna is typically the better fit because those plans can be structured around the specific payment timeline Dave sets for your piece. We discuss which option makes the most sense during the consultation.
Yes. Custom pieces require a deposit before work begins. The standard structure is 50% at the start and 50% on delivery. For pieces with significant sourcing costs, the deposit may be higher. Dave confirms the exact payment structure before any work begins, so there are no surprises. The deposit is applied to your total. It is not an additional fee.
Yes. Splitting the payment between a financing plan and a direct payment is possible in some cases. A common structure: finance a portion of the purchase through Affirm or Klarna and pay the remainder by wire transfer or direct payment. Dave can help structure this during the consultation based on what the lender allows and what makes sense for your piece.
READY TO BEGIN?
Let's Talk About Your Ring
Start your private consultation. Dave will walk you through every payment option personally and help you find the arrangement that works.
